Medicare is a health insurance program for people age 65 or older, people under age 65 with certain disabilities, and people of all ages with end stage renal disease. There are different parts of Medicare to help cover specific services such as Part A helps with hospital bills, Part B covers medical insurance, and Part D covers medications.
Currently Medicare is funded entirely at the federal level and focuses primarily on the older population, however with ObamaCare you would be move to social medical coverage where big government will move more than 15 million people to this new plan adding 34 to 75 billion dollars per year for over a ten year period. This addition comes from the people being added such as immigrants, illegals, and the very poor.
On Jan. 1, the cuts to Medicare Advantage started kicking in–$140 billion in lost federal funding. This will limit provisions for dental, eye and comprehensive prescription-drug coverage that these policies provide. It is not know how severe these cuts will be.
When we talk about new laws in the works it must also be mentioned that the reform law is also designed to push patients and doctors into an HOM-style arrangement, called “Accountable Care Organizations.” The cooperating doctors will work for the State, essentially, and the patient will do what they are told to do by the 15 member advisory panel. We have heard the promise that a government health care system will reduce the cost of health care, but as the economist Thomas Sowell pointed out, government will not reduce the cost; it wills imply refuse to pay the cost. So what should you as a Medicare, recipient do right now?
You have more options than you would think. With social advocacy programs such as Social Service Coordinators you can find out immediately what programs you qualify for from over 8,000 public and privately sponsored programs nationwide. Many of the more popular programs include transportation, property tax and prescription assistance.
Should you stop using any of your health benefits before ObamaCare health plan kick in- absolutely not. While politicians continue to make law changes you can still use your benefits and keep yourself healthy. So many free or discounted programs are available to you; in fact there are now over 200 different Pharmacy Assistance Programs that help qualifying Medicare beneficiaries with discounted or free medications.
Do not let big government or the media scare you away from getting your heath taken care of. Now more than ever with the cost of health care on the rise you will find advocates will be your best partner in helping you find the best benefits at low cost to no charge.
Are you disabled ? Get the health benefits you deserve.